A Maasai man enters the bank in NAIROBI and requests the lending officer. He informs the loan officer that he will be in DUBAI on business for 4 weeks and requires up to 5,000.
The bank employee informs the bank that they will require some kind of security to secure the loan, and the maasai guy hands the keys over to a brand-new Mercedes Benz S class 500 situated on the street before the bank.
Creates the log book, and the log book is checked. The loan officer is willing to use the vehicle as collateral for the loan.
The president of the bank and his officers are all enjoying a good laugh about the maasai the use of the KSH 15 million Mercedes Benz as collateral against the loan of 5,000.
A bank employee then takes his Mercedes Benz into the bank's underground garage and places it there. After four weeks the maasai is returned to the bank, and repays the 5,000 as well as the interest amount, which is equal to 150.41.
The loan agent says :
"Sir. We are extremely satisfied to have received your support and your transaction was very well-done however, we're a bit confused.
While you were gone We inspected your account and found out that you're a multi-millionaire. We are puzzled by what is the reason you would get 5,000?
The Masai man asks: Where is it in NAIROBI is it possible to place my car for 4 weeks for 150.41 and then expect it to be available at the time I return?